RCDENStart a project
Choose a section

Section 08 / Supplier completes

Issued form · page 5

Insurance and financial standing

Confirm legally required cover, record other cover held and disclose material delivery risks.

When this applies

RCDEN does not set one public, product or professional indemnity limit for every supplier. Additional limits and scope checks depend on the activity.

Help with this section

Open a question for help. The numbers match the printed questions and agreement clauses.

8.1

Employers’ liability

What to enter

Choose Held, Not legally required or Required but not held. Give current evidence or the reason the legal duty does not apply. A statutory exemption or being outside the duty’s scope needs a basis, not an unexplained N/A.

Check applicability

Where the UK statutory duty applies, EL is generally required with at least £5 million cover. A required but missing policy is an open compliance issue, not something an addendum can waive.

Where to find it / what to do next

  1. Find the current employers' liability certificate in your insurance documents, broker emails or insurer portal.
  2. Check the insured entity and policy dates. Reference the current certificate or ask the broker for a replacement copy.
  3. If you believe cover is not legally required, confirm the basis against the applicable guidance and your circumstances before selecting that answer.

Useful external help

Opens in a new tab so you can keep this question open.

If you are still unsure

Public liability and employers' liability are different covers. Ask the insurer or broker to clarify an unclear policy; do not use a quote as evidence of cover already held.

Link to question 8.1 Your issued form · page 5
8.2

Other cover held

What to enter

Select the cover you currently hold: public liability, product liability and/or professional indemnity. Select None only if none is held. Reference the evidence. Detailed limits, exclusions, territories and activity scope are requested when relevant.

Where to find it / what to do next

  1. Use the current policy schedule or ask your broker which covers are in force for the contracting company.
  2. Tick only the covers held and reference the evidence. A renewal proposal or a cover you intend to purchase is not an active policy.
Link to question 8.2 Your issued form · page 5
8.3

Financial delivery risk

What to enter

Disclose an insolvency process, going-concern concern or other material financial issue likely to impair delivery. Use 11.1 for the effect and proposed mitigation. There is no routine request for full accounts from every supplier.

Check applicability

RCDEN may request proportionate financial evidence for a particular commitment. A new or audit-exempt business can propose appropriate alternative evidence; it should not invent an audited history.

Where to find it / what to do next

  1. Ask the director or finance lead whether any material financial issue could prevent delivery of the proposed work.
  2. If there is an issue, explain its likely effect and proposed action in 11.1. You do not need to attach full accounts unless they have been requested for a reason.

Useful external help

Opens in a new tab so you can keep this question open.

If you are still unsure

Public filing history may help locate existing accounts, but it does not replace your own current assessment of delivery risk.

Link to question 8.3 Your issued form · page 5

This guide explains form v2.0. It does not amend the issued requirements or approve work, exceptions or information release. Use the external help to find records and understand the rules. For questions about RCDEN's requirements or the proposed work, use the contact in Section 1.2 and quote the question number.